Monday, February 3, 2014

How an Annoying Nigerian Girl ruined our Date

I just have to share this story with you peeps, a Nigerian guy who has lived abroad for many years in his early 30’s asked a girl out on a date but got very disappointed. Here’s his story, for the sake of privacy we’ll call him Tunde.

Disclaimer: It’s one man’s opinion only, quite rightly many of our naija chicks aren’t like this.

Here goes the Story

If you ever had the displeasure of asking a badly behaved Nigerian girl on a date you may have nothing to reflect on but regret. Quote me I said badly behaved because she messed up not before the date but after I had asked her out. She might think she’s clever to play a fast one on me but I guarantee you that she’s very silly not realizing just how much damage she may have done to her chances of hooking up with a real guy. 

No wonder so many Nigerian women are unhappily married, they think a guy who shows genuine interest in them must be a fool that must be taught a bitter lesson. Anyways here goes.

I met this pretty girl called Susan, light skinned and well shaped with a pretty smile at a garden in Abuja where I had gone to hang out with a friend. We kept exchanging glances from time to time and I must say I liked what I saw when she got up to meet with someone just outside the garden then returned shortly.

As a guy that goes for what he likes, I summoned courage and walked up to her to have a conversation. We didn’t speak for long as I wanted to leave with my friend so I got her number and promised to call her. Over the next two weeks I kept calling her daily striking friendly chats and hoping somehow we could connect. We couldn’t so I just guessed she hadn’t trusted me enough to want to open up hence why I chose to ask her out on a date which she sounded excited to go on.

Then came the particular Saturday and I was eager to see this girl whose sweet voice was in my head and her gorgeous smile a thing to look forward to. We were supposed to meet up at Jevinik in Garki 2 for what should have been an enjoyable twosome lunch but you can imagine my disappointment when she showed up with 3 other girls. What is wrong with this girl I asked myself, did she even think of whether I could foot the bill to host all 4 of them?

To make matters worse the girls were behaving like refugees at a relief camp waiting for food. I watched as they greedily eyed the menu ordering for food on the menu without thinking whether or not I could pay the bills. One mind told me to excuse myself and then disappear into thin air, the other said no only a fool behaves that way so I decided to play cool. After making their orders I discovered I had a bill of over N9000 to settle for these 4 hungry girls meanwhile I just had to pretend like I wasn’t hungry.

The entire time I was with these girls proved to be frustrating apart from the fact that they all had bad eating habits like talking with food in their mouth, chewing on chicken bones then sucking loudly at the juices within they also chatting loudly amongst themselves and ignoring my presence even when I tried to get the attention of my ‘date’ she would briefly attend to me then return to continue her chat.

When however they started gossiping and laughing at a girl and her guy who just strolled in, I had had it with her and her friends, it would seem some pretty girls don’t have manners and common sense, why accept to go on a date with a guy if you’re not intending on having alone time with him, is it the food or the chance to have a nice time away from your boring routine that would make you stoop so low as to act senseless? I’m tempted to think that the reason girls like these are often dumped is because of how silly they prove themselves to be overtime. Anyways I walked out on them after paying the bills never to see that glutton again. She called me a few days later to ask why I was so angry with her and I told her point blank, she has a bad attitude, needs to grow up and is very selfish and I don’t see why I should want to continue dealing with her in anyway. Case closed I’ve moved on but she still thinks I might be foolish again to fall for her as she sent me some silly romantic SMS which I haven’t and won’t reply, funny enough even Ghanian Chicks that I complain about to my Cousin don’t behave this way so what’s with Naija chicks and this habits of theirs?

Tuesday, January 28, 2014

5 Tips on How to Invest Wisely in the Nigerian Stock Market

The Nigerian stock market is one of the most profitable stock markets to invest in the world with some investors smiling away with more than 40% annual returns on their investments. Stock prices of most shares on the Nigerian stock Exchange are fairly or lowly priced as at December 2013 making them ideal targets for medium to long term investments. But when it comes to investing in stocks of Nigerian quoted companies an ordinary investor needs to be careful not to make critical mistakes that could ruin their investments such as buying on impulse or because it’s what’s trending or taking advice from people who know little or nothing about investing in stocks – many Nigerians lost their fortunes investing in the Nigerian stock market in 2008/2009.

Tips on Wisely Investing in Nigerian Stocks
It’s not rocket science but stock market investment in Nigeria is as simple as applying common sense approach to buying stocks. Here are a few guiding tips;

Decide what your investment goal is
The first and perhaps the best advice anyone should give a novice investor in the Nigerian stock market is to know why they want to invest in the first place. Some people invest in the stock market to acquire a property such as a house or a plot of land. So they buy stocks continually over a period of say 5 years then sell it off as a lump when the price must have appreciated over time. Another reason could possibly be for University Education for the kids or even for pension. In other cases it might be part of a retirement plan in which case the investor might choose to purchase stocks for say 15 to 20 years continually on a monthly basis then depend on yearly dividend payout as retirement income.

Define your investment Strategy
Your investment strategy should be determined by your investment goal. A good strategy for investment could be the buy and hold strategy in which an investor buys stocks to hold them for a long time in order to profit from capital gains and dividends on the long run. Another strategy is cost averaging whereby an investor buys a particular stock with a certain amount monthly and then gets an average cost of the shares overtime before deciding whether to sell or hold. This strategy is less risky and is good for medium term investing. There’s also the more popular day trading where the emphasis is merely on buy low then sell high which is best for short term investing.

Pick a reliable Stock Broker
A stock broker can to a large extent determine how easily or not you can buy or sell your shares. If the stock broking firm isn’t professional they could poorly handle your transactions making it you buy late at a higher price or sell late at a lower price than you intended. Also ask how liquid is the firm? A good stock broking firm should be financially stable and made of highly trained and well rounded staff.

Open a CSCS Account
With a Central Securities Clearing Systems Account opened for you with the Nigerian Stock exchange through a stock broking firm you can easily convert your share certificates into a tradable online account. This means

Purchase the right kind of stock
Some stocks aren’t right for one to purchase because they might not offer the kind of returns that favour your investment goals and strategy. For instance you might have a long term goal to steadily generate piece meal income from dividends for decades to come that would naturally mean an investment in blue chip stocks that are relatively more expensive than growth stocks may not favour you. On the other hand growth stocks have the tendency to be highly rewarding on the long run although they don’t offer the high income yield that short term investors are looking for but in terms of capital gain; share bonus, price increase and dividend on the long run they are suitable for small scale long term investors. But for more advice to aid you in your investment decision, hook up with a reliable financial adviser such as a stock broker.

Thursday, January 9, 2014

Nigeria’s Top 5 earning bloggers by Monthly Income

For many young Nigerians making money as a blogger is a pipe dream, better to get a full time job that pays a good salary such as a bank job than just sitt behind a computer with internet access and upload information to share with an online audience. But that may be utter rubbish going by the impressive incomes these Nigerian bloggers earn from their blogs. We profile them in descending order.

Top 5 Bloggers in Nigeria by Income

Here's our list of top 5 money making bloggers in Nigeria;

Linda Ikeji: Earns between N3 million – N4 million monthly
If you’re looking for an example of how to earn money absolutely free of charge with zero investment online here in Nigeria then Linda Ikeji’s story provides ample proof. She practically runs a blog on a free platform – blogger – without paying for domain or web hosting or even better yet a professional SEO consultant to help her optimize her blog to build an online audience that runs into millions of fans. She’s what you’ll call the Arianna huffington of Nigerian blogosphere except that she’s more biased towards entertainment gist and human angle stories. She recently completed a second house for her parents in addition to the 2 flashy cars she owns worth over N10 million, Linda can prove many wrong you can succeed in Nigeria without being born with a Silver spoon in your mouth and from doing something trivial as well – blogging.

Oluwaseun Osewa: Earns more than N2 million monthly
Innocent and cute looking Seun founded Nairaland in 2005 and was so confident of building wealth with it that he dared anyone interested in buying his website to pay N25 billion for it. Today Seun can afford to sleep all day at home as his website runs on auto-pilot – he hardly creates topics nor does he moderate topics posted – and the best part of it he doesn’t need to hire anyone for any reason. We could nickname Seun the Mark Zukerberg of Nairaland except that by page views and may be layout nairaland still has a long way to go when compared to facebook.
His blog:

Bamidele Onibalusi – at least N1.6 million monthly
Young but very hard working Bamidele Onibalusi is one of the quiet money making bloggers in Nigeria that very few people will ever hear about. He knows only too well that making the money and building a reliable brand means more to him than being seen and heard hence why he’s strictly about freelance writing and his private life but the young Nigerian article writer has made a name for himself with US based companies that hire him to write for them through hard work and perseverance. 6 months of consistent guest blogging has made him the world’s leading expert on guest blogging and why he has a huge number of aspiring writers as fans.

Uche Eze Pedro – at least N1.5 million monthly
She started Bella Naija as a hobby, sharing magazine publications, mostly lifestyle to her audience like Linda Ikeji using blogger. But having built such a large audience it dawned on her to take on a more corporate brand hence why she registered “Bella Naija” domain. Today she’s Nigeria’s 4th highest earning blogger and an employer of labour as well.
Her Blog:

Japheth Omojuwa: at least N500,000 monthly

Japheth may not be a household name to many Nigerians on the regular blogosphere but find your way down to micro-blogging platform twitter and a powerful personality emerges in @omojuwa with 95,000 plus followers and commanding an influence that has made brands trust his power to influence consumer choices. Japheth gets paid to make brands trend on twitter or simply just for talking about football via: #MTNFootball. His regular blog: is among Nigeria’s 100 most visited websites although nothing to compare with a few others making mega bucks by the side.